We start by evaluating and addressing your unique situation. We look at opportunities as well as concerns.
We begin with a 45 minute complimentary consult. We will discuss your goals and concerns and get to know each other. I will let you know what my fees are and how I am paid. If you decide to move forward, we will begin a 3 –4 week process of creating your financial plan.
Using a sophisticated software program, we evaluate the numbers to test and confirm your current -and often a proposed strategy, by integrating the variables that influence your success or failure.
Some of the variables include inflation, investment returns, and sequences of withdrawals, taxes, major purchases or selling your home to name a few. This information is invaluable in making better decisions, and very difficult to do as effectively on your own.
Once we navigate past the analysis, our relationship doesn’t have to end. We can stay involved by revising your plan as often as you like, usually annually, so minor changes can be made increasing the likelihood of financial success. In addition, if there are investment or insurance recommendations, I can help you manage the accounts or make necessary changes.
Check out my background on FINRA’s Broker Check at: http://brokercheck.finra.org/
Fee-Based Financial Planning
Special Needs Planning
Federal Employee Planning